Here at Texas Acres, we sell rural property and vacant land all over Texas, so if you’re looking for a piece of land to buy, you’re in the right place! However, many of our website visitors are unfamiliar with the land purchasing process, owner financing, or other aspects related to buying a piece of property. We’ve compiled this list of frequently asked questions to help you to get your questions answered.

How do I shop your inventory of vacant land?

To see the properties we have for sale, please click on the “Our Properties” menu on the top of the site. We are always adding new inventory to the list, so please check back often.

What is owner financed land?

Owner Financed land is land that you purchase by making payments directly to the seller rather than going to a bank or another financial institution for your loan. Many people who can’t find lending any other way can still succeed in reaching their dreams of land ownership through owner financing. Please visit our owner financing page for more detailed information.

Will Texas Acres check my credit if I am buying owner financed land?

It depends. All of our buyers are required to complete a credit application, but we may or may not run your credit, depending on the circumstances.

How good of a credit score do I need to purchase owner financed land?

We approve loans for people with a wide range of credit scores, and we look at each application on a case-by-case basis. Our process may consider your credit score among a number of different factors to approve your owner-financed land purchase, and we do what we can to make it possible for you to buy a piece of vacant land.

What are the down payment terms for buying owner financed land with you?

We don’t have set terms for down payments. Each deal can vary, as we try hard to fit each buyer’s needs and budgets.

What if I miss one or more payments?

Late fees may be applied. If enough payments are missed, the foreclosure process will be initiated. One missed payment would not put anyone’s property in jeopardy if they are making a good-faith attempt to catch up.

What is the title policy?

It’s rare but true that sometimes errors happen in the ownership history of a piece of land, and after you buy a piece of property, another person emerges who claims that they are the owner the land you’ve purchased. A title policy is title insurance. This is a policy that protects you from problems like these.

Do the mineral rights come with the property I’m looking at?

Typically, no. For most of the properties in Texas, the mineral rights have already been severed from the land. We typically have never owned these rights for properties that we’re offering for sale with owner financing.


Have further questions? Please contact us

Texas Acres is here to ensure that your land buying experience is as smooth and hassle-free as possible. Please contact us if you have further questions that haven’t been answered on our site. We will be happy to assist you.